1. Can rural supply and marketing cooperatives get loans?

Can they apply for credit cooperative loans?

1. Rural credit refers to farmers with rural household registration using seeds, breeding and Other sales-related loans are also available, of course, for buying a house.

2. Establish farmers’ economic files in local credit cooperatives. The so-called farmers' economic files are to establish a basic situation of the local farmers' economic, family and income situations. After scoring and granting credit, credit loans will be issued on a credit basis without collateral.

3. If a guarantor is required for the loans issued, it is for reasons such as rural credit cooperative loan officers to better prevent and control risks, understand customers, and facilitate loan collection.

If the guarantor is out of town or not in the local area, it is not possible. Of course, it does not meet the conditions of guarantee. Just find someone to guarantee it.

Four. There are many conditions for loan issuance. You'd better go to the local credit union to ask.

If the borrower wants to live alone, he or she must have an ID card and a marriage certificate (certificate of unmarried status, etc.) to prove the marriage status. Other information required by the lender from the borrower. In fact, it can be issued without guarantee.

1. Rural credit refers to loans for farmers with rural household registration to use for planting, breeding and other sales expenses. Of course, they can also buy houses.

2. Establish farmers’ economic files in local credit cooperatives. The so-called farmers' economic files are to establish a basic situation of the local farmers' economic, family and income situations. After scoring and granting credit, credit loans will be issued on a credit basis without collateral.

3. If a guarantor is required for the loans issued, it is for reasons such as rural credit cooperative loan officers to better prevent and control risks, understand customers, and facilitate loan collection.

If the guarantor is out of town or not in the local area, of course he does not meet the conditions for guarantee. Just find someone to guarantee it.

Four. There are many conditions for loan issuance. It is best to go to the local credit union to ask.

If the borrower wants to live alone, he or she must have an ID card and a marriage certificate (certificate of unmarried status, etc.) to prove the marriage status. Other information required by the lender from the borrower.

In fact, it can be issued without guarantee.

2. Can rural supply and marketing cooperatives get loans

Supply and marketing cooperatives are collective enterprises and fall under the trade category; they must provide business licenses, organization code certificates, tax certificates, and financial statements for the past two years. , capital verification report when registering, those who operate special items must also provide relevant certificates (such as tobacco business license), the superior department agrees to authorize the loan, and independent enterprises must provide company articles of association. You can communicate with the bank which bank you want to apply to.

The supply and marketing cooperative has independent accounting and is an independent legal person and does not need the consent of the superior department. Independent enterprises must provide company articles of association

3. Can the supply and marketing cooperative own assets lend money to external parties?

You can apply for credit cooperative loans 1. Rural credit refers to farmers with rural household registration using seeds, breeding and other sales-related loans, and of course buying a house is also available. 2. Establish farmer household economic files in local credit cooperatives. The so-called farmers' economic files are to establish a basic situation of the local farmers' economic, family and income situations. After scoring and granting credit, credit loans will be issued on a credit basis without collateral. 3. If a guarantor is required for the loans issued, it is for reasons such as rural credit cooperative loan officers to better prevent and control risks, understand customers, and facilitate loan collection. If the guarantor is out of town or not in the local area, it is not possible. Of course, it does not meet the conditions of guarantee. Just find someone to guarantee it. 4. There are many conditions for loan issuance. It is best to go to the local credit union to ask. If the borrower wants to be a separate household, an ID card and a marriage certificate (certificate of unmarriedness, etc.) are required to prove the marriage status. Other information required by the lender from the borrower. In fact, it can be issued without guarantee.

4. Can supply and marketing credit cooperatives provide loans?

Supply and Marketing Credit Unions can provide this.