Interest is calculated according to the interest rate, and everyone's interest rate is different. Even if the interest rate is the same, the repayment time is different and the repayment method is different, it will also affect the calculation of interest. Therefore, we need you to provide more data.

The following example is for reference: the loan is 400,000 yuan, the term is 20 years, the interest rate is 5.39%, the principal and interest are equal, and the monthly repayment is 2,726.76 yuan.