The down payment for a 1 million house is 3, yuan, that is, a loan of 7, yuan is needed. If the loan period is 2 years and the commercial bank lends money, it is estimated that the monthly payment will be around 5, yuan. If it is a provident fund loan, the interest is lower than that of commercial banks, and the monthly payment is around 32; The monthly payment of portfolio loans is in the middle of the two. Just use the mortgage calculator to calculate it directly. #

The down payment for a 1 million house is 3, yuan per month. If it is a commercial bank loan, the loan will last for 2 years:

1. Equal principal and interest: the accumulated interest is 493,932.3 yuan, and the accumulated repayment amount is 1,193,932.3 yuan, and the monthly payment is 4,974.72 yuan per month;

2. average capital: the accumulated interest is 414,72.83 yuan, and the accumulated repayment amount is 1,114,72.83 yuan. The monthly payment is decreasing every month, with the first installment of 6,358.33 yuan and the last installment of 2,931.1 yuan. #

The down payment for a house of 1 million yuan is 3, yuan per month. If housing provident fund loan is selected, the loan will last for 2 years:

1. Equal principal and interest: cumulative interest payment of 318,46.95 yuan, cumulative repayment of 1,18,46.95 yuan, and monthly payment of 4,974.72 yuan per month;

2. average capital: the accumulated interest is 281,166.67 yuan, and the accumulated repayment is 981,166.67 yuan, and the monthly payment is decreasing every month, with the first installment of 5,25. yuan and the last installment of 2,926.39 yuan.

the above contents are for reference only, and I hope they can help you. Thank you for your support to Shangban. I wish you a happy purchase!