Second, 0 10 is the area code of Beijing, our capital. It can be said that this call must be from Beijing. As for which online loan it is, it is really unclear. However, it is understood that there are several most commonly used numbers that start with 0 10, such as pat on the loan, you and me loan, flash silver, Jiufu and so on.
Third, third-party collection companies in Beijing must also use this number starting with 0 10.
In fact, you don't have to resist, let alone panic, in the face of collection calls. Come to think of it, it's normal. You owe people money. Don't you allow them to call for money? But if they insult us and threaten us in the process of collecting, we must resolutely resist. So, how should we deal with these violations? Although violent collections have been punished, some collectors still take risks for their performance. Common violent collection mainly includes exploding the address book, harassing colleagues and family members by phone, threatening to expose your information, and saying that you will be arrested for fraud. Let's talk to you about how to deal with the violent collection of online loans.
First, the address book was exploded and family and friends were harassed. Many friends don't understand why they are in loans overdue, but relatives and friends all know about it. Even if they were told by a reminder, how did they know their phone number? In fact, this should start when we borrow money. When we borrowed money, everyone downloaded their APP. This APP has the function of reading our address book. When you borrow money, they actually collect your address book information. In fact, it is not a bad thing to let your family and friends know that you are in debt, but it is not good to harass them with collection. In order to minimize the possibility of being harassed, you can take the initiative to call the platform customer service when it is overdue. You can tell him that you are really in trouble now, but the money will be paid back as soon as possible. Don't harass my friends, family and colleagues in this process. If the address book is leaked, I will complain to the end.
2. Send you a lawyer's letter or court summons in the name of a lawyer or court to intimidate the borrower. There are not many such cases now, but there are. Remember that the lawyer's letter and court summons were sent to you by mail. Most of these things sent by WeChat, QQ or MMS are fake. First, don't believe it. Don't be afraid. Even if the court summons does come, it is only a civil dispute, and the collection cannot violate the criminal law. This situation is actually a very serious violation of the law. Pretending to be a lawyer, pretending to be a government law enforcement officer, and threatening the debtor, this is going to jail. You can collect relevant evidence and directly complain or call the police.
Third, the collection is threatened by the borrower's private sensitive information. As we all know, in order to control borrowers, some small online lending platforms often ask for a small video or something when lending. Once you are in loans overdue, the collection will immediately threaten you with your related videos or photos. You must not be afraid at this time, you can choose to call the police directly. Intimidation is a criminal case, and the police will definitely take care of it. Fourth, call and send a text message saying that you cheated money. I often receive dunning messages, saying that we owe money and don't pay it back, deliberately defrauding and threatening to call the police. Everyone should pay attention to the number of times we receive it. If it is more than three times, we will complain directly. If the other party said it on the phone, you can tell him that his ID card, phone number and address are all true, but he is not in debt and there is no fraud. Don't tell him anything else. It's unnecessary. In the face of overdue online loans, we really don't have to be afraid. Strictly speaking, some online loans can be repaid, such as some routine loans, naked loans and anti-aircraft guns. But I also advise you here that you'd better not touch this kind of loan and try to pay it back if you have money. There is indeed a need for funds in life, so it is best to go to a regular bank for a loan.