In today's social environment, the house seems to have developed into a necessity in people's life in modern society. With the rising house prices, many people can't afford to pay the high house prices at one time all their lives. At this time, they often choose such a way, that is, loans to buy a house. Therefore, there is such a problem at present: how to handle the transfer of property if the buyer borrows money to buy a house?

First of all, let's understand what account migration is.

Household registration transfer refers to a way to move a resident's permanent residence into his current place of residence after the change. In fact, there are many ways to transfer accounts, and the transfer of buying a house account is one of them. After purchasing the house, the property buyers can actually move in, obtain the property right certificate and meet other conditions before they can move their household registration into the house. But don't forget to get the information ready before you go through the formalities of buying a house and moving your account.

Whether the loan to buy a house can move into the account depends on the specific situation. If you are the first suite, it is no problem to buy a house and move to the account, or you can choose not to move the account, because the location of the account does not affect the loan for buying a house. If there is no housing loan for registered permanent residence's relocation, you only need to provide the bank with marriage certificates, household registration books and income certificates of both parties; If you want to buy a house and move to an account, you must show the original real estate license and keep a copy. In this case, moving accounts should belong to buying a house. (Other required information and regulations need to be consulted with the Housing Authority where the house is located. )

Secondly, how much does it cost to buy a house and move to an account?

Accounts need to pay the cost of residence permit, usually in 5 yuan. (Different cities have different regulations on the fees for household registration transfer certificates. In some areas, each certificate is in 2 yuan. I suggest you consult the local police station. )

After the loan to buy a house, the household registration must meet the following conditions:

1. To handle the transfer of house purchase, you need to hold the property right certificate of the purchased house (transferred);

2. The purpose of the purchased house is residence (actual residence), and the property right category of the house must be private;

3. The applicant is the owner of the property, and his household registration is in China, and the location of the house is implemented as non-agricultural registered permanent residence;

4. Foreigners who have paid social insurance for a certain number of years or more in the place where the house is located;

5. Requirements of other provinces and cities (specifically, the conditions for moving accounts in different regions are different).

In fact, account migration can be decided according to your actual needs. Maybe some people don't have the knowledge about how to move to registered permanent residence with the above loan, but we believe that the information compiled above about how to move to registered permanent residence with the loan will still help you!