It can be applied, but other conditions need to be met.

The conditions for applying for a mortgage to buy a house are as follows:

1. Natural person aged 18-65 years old;

2. Have a valid ID card;

3. Good credit and no bad records;

4. Have a stable career and stable income;

5. Have a commercial housing sales contract or Letter of intent;

6. Ability to pay the down payment for the house purchased;

7. Open a personal settlement account in the bank and have a valid guarantee;

8. Other conditions specified by the bank.