Legal analysis: land contracting can be loaned, but it must meet the following conditions:
(a) can only be applied to the barren hills, ditches, hills, beaches and other rural land contract, not suitable for household contract.
(two) through bidding, auction, public consultation and other ways to contract the rural land contractual management right certificate or forest right certificate.
(3) With the consent of the employing unit.
Article 395 The following property that the debtor or a third party has the right to dispose of may be mortgaged:
(a) buildings and other land attachments;
(2) The right to use construction land;
(3) the right to use the sea area;
(4) production equipment,
(5) Buildings, ships and aircraft under construction;
(6) means of transportation;
(7) Law and Administration
The mortgagor may mortgage the property listed in the preceding paragraph together.
2. In 10, can I only use land certificates for loans?
It can be mortgaged to the bank, but the assessed value is not as high as the land with real estate license. Last time, Penyou set up a mortgage loan of China Merchants Bank in Rong Feng Garden.
Third, can the land contract certificate be loaned?
Can the land contract certificate be loaned?
Land contract certificates can be used for loans. After the rural land is confirmed, farmers can get the land contract management certificate. Now the country has introduced the rural two-right loan policy, and they can use this certificate to make loans. The loan process of land contract certificate is similar to other loans. First of all, you need to provide the applicant's certificate, and the bank will review it before issuing the loan.
Which land can't get the rural contract management certificate?
1, private plot
Although farmers' private plots have been included in the scope of contracted land, if they are allocated separately, they will not be able to participate in the confirmation of land contractual management rights and will not get rural contractual management warrants.
2. Land acquired through land transfer
Some land in the process of circulation, only through oral agreement, not through legal procedures to obtain the right to contract management, so this kind of land can not get the right to contract management. If land is involved, it can be settled through mediation, arbitration and appeal.
3. Illegal buying and selling of land.
If land is acquired through illegal trading, this kind of land will not only be unable to obtain the certificate of land contractual management right, but also be recovered after investigation. If the area reaches a certain level, it will be punished for illegally occupying cultivated land.
4. Privately reclaimed land
It is common to reclaim land without permission in rural areas. Many farmers feel that this land is legal, but they can't get the contract management license. In this case, if you continue to farm, you won't be punished. If you want to get the land contractual management right certificate, you can contract through public consultation or bidding, auction and hanging.
Bian Xiao concluded: The above is about whether the land contract certificate can be loaned. I believe everyone understands! Land contract certificate is very important to farmers. With the business license, it means that farmers have the right to use the land and can freely control the land.
4. Can the land contract certificate be loaned?
You can apply for a loan with land mortgage.