Question 1: How long will it take for ABC to agree to the loan? After the borrower applies for a second-hand housing loan from the bank, the bank will issue a Loan Agreement after preliminary examination and approval of the borrower's qualifications, so as to facilitate the buyers and sellers to handle the transaction procedures. However, how long will it take for the bank to lend the same loan? The loan agreement (letter of intent to agree to the mortgage loan) only indicates that the bank has the intention to lend money, and the loan agreement is not a loan contract. Whether the bank will lend money in the end depends on all kinds of relevant information provided by the borrower to the bank later. Secondly, it is impossible to know how long it will take for the bank to issue a loan agreement. The speed of bank lending is not only related to loan information, but also related to factors such as bank credit line and product layout. Overview: Find your favorite mortgage loan in Jingyu Finance. Jingyu Finance is a building mortgage institution designated by the four major state-owned banks, and has reached cooperation agreements with more than 40 banks. Jingyu Finance integrates the mortgage resources of major banks to tailor the loan scheme for you. In the case of complete information, it takes only 7 working days from business acceptance to bank lending at the earliest, so that you can move into the new house earlier.

Question 2: Is it normal that the loan agreement of Agricultural Bank of China 10 has not come out for several days? When a borrower applies for a personal loan from a bank, it is required to fill in the application form in writing and submit the following materials:

1, my valid identity document;

2. Proof of residential address (household registration book, etc.). );

3. Personal professional certificate;

4. Proof of income of the loan applicant and his family members;

5. Other information stipulated by the bank.

Question 3: How does the second-hand house know that the buyer's mortgage has been approved by the bank? The buyer applied to the bank for mortgage. Before that, in addition to the sales contract between the two parties, you should also agree to the buyer's mortgage application-with your real estate license! (Please note that this is only an intention, and the final mortgage loan can only be made by the new property transferred by the buyer. After the application, the bank will issue a loan agreement within half a month-because it does not meet the conditions, it may not agree. -After that, the three parties will submit the documents to the Housing Authority, and at the same time collect the down payment (that is, the transfer will be completed in nine working days. The receipt of delivery should be in your hand-because it is a voucher for holding a new certificate-with this new certificate, you can immediately make a formal mortgage loan with the other two parties-and submit your bank account number at the same time, so that the loan can be credited to your account.

Question 4: The loan period of ABC varies from person to person, usually from half a month to two months. Typing is not easy to answer and I forgot to adopt it.

Question 5: I applied for a mortgage at the Agricultural Bank of China for more than 20 days, and I still don't believe it. Why is it so bad there? Guangzhou, I have a week's loan here.

Question 6: After the same loan letter is issued, will the loan amount, 30% discount and interest rate change when the Agricultural Bank formally lends money? May change. You should urge the bank to give approval quickly and then apply for a mortgage. As long as the mortgage is completed, it can be determined that the interest rate is 30%.

Question 7: How long does it take for the mortgage bank to approve many loans to buy a house? What citizens are most concerned about now is how long it will take from the bank to apply for a mortgage to get a loan.

Citizens will receive a loan agreement issued by the bank within 7 working days after submitting an application with complete information and in line with the purchase policy. However, from the receipt of the loan agreement from the bank to the release of the loan, both parties still need to handle the transfer of property rights, which takes 10 working days. After the buyer submits the mortgage registration certificate to the bank, it is estimated that it will take 7 to 10 working days to come to the bank for loan. The whole process takes about 24 working days.

I hope my answer can help you!

Question 8: The house bought by mortgage. After the down payment is over, the loan of ABC still can't be done. There are two situations in three months: one is to buy a first-hand house, and you need to know which bank the property is mortgaged to. The representative of the sales office only collects loan information. After the loan information is ready, the bank will approve it. Because the loan scale is tight now, it depends on the bank's quota. The approval time cannot be determined, the fastest is 1 week, and the longest is not limited. After handling the loan process, the developer shall register with the Housing Authority with the loan agreement, commercial housing purchase contract and mortgage contract. It usually takes about a week to get to the house.

The information you need to prepare is probably that different banks are slightly different:

1. Original and photocopy of the borrower's ID card;

2. The borrower's marriage certificate, and the original and photocopy of the single certificate are required for singles;

3. The original income certificate of the borrower;

4. Other information that the bank needs to prepare. Second, you bought a second-hand house: sign a sales contract >>& gt Pay the down payment to the owner >>& gt Apply for a loan from the bank & gt& gt The bank approves >> Approve the loan slip >>& gt Deliver the documents to the house management office >>& gt The delivery was successful and the down payment was paid >>& gt. . . Generally speaking, the down payment is given after the bank agrees to the loan. If the loan application fails, you can only ask for a refund of the down payment.

Question 9: ABC completed all the formalities yesterday. How many days will it take for the money to arrive? Hello, it usually takes about 3 to 5 working days to lend money after mortgage registration.

Question 10: How to apply for a second-hand housing loan at ABC? Second-hand housing loan process: After signing the tripartite contract, the intermediary will take the owners and customers to the Agricultural Bank to apply for loans and sign the bank documents. General Agricultural Bank will issue a loan agreement within 5-7 working days on the premise of complete information. After the customer's second-hand real estate license is issued, he will go to the Agricultural Bank of China to register the mortgage with the real estate license (15 working days), and then lend money after the mortgage registration. If it is not an intermediary transaction, customers and owners need to contact the Agricultural Bank themselves. Materials required for second-hand housing loan: sales contract, owner's real estate license, owner's identity certificate, owner's marital status certificate, customer's identity certificate, customer's household registration book, customer's marital status certificate, income certificate, bank running for half a year-1 year, and foreign household registration must provide social security or tax payment certificate and deposit receipt for the latest continuous 1 year. Agricultural Bank of China has paid relatively little attention to second-hand mortgage in the past two years. If the amount is not large or the customers are not very good, ABC is relatively picky. However, under the current tightening of second-hand mortgages, the loan amount of ABC is still normal.