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Hello, I want to get a loan of 130,000 yuan. What are the conditions?

If it is a loan from China Merchants Bank, it depends on the purpose of your loan. Loans are used for different purposes and have different sets of requirements.

To apply for a loan, you generally need to provide the following information:

Identity proof information: ID card, military officer ID card, etc.;

Marriage proof information: marriage certificate, divorce certificate , unmarried statement, etc.;

Proof of use: for first-hand properties, the purchase contract, down payment invoice, etc.; for second-hand properties, the original ownership certificate of the purchased property, purchase contract, and down payment receipt confirmed by the seller etc.; decoration loan is a decoration contract or agreement signed with the decoration company;

Proof of repayment ability: income certificate, salary statement or other materials that can prove income.

The specific loan you are applying for requires you to submit other information. It is recommended that you contact the loan account manager for detailed confirmation when applying for a loan.

(Response time: March 19, 2019. For the latest business changes, please refer to the official website of China Merchants Bank.)