The approval is completed in the business hall of the provincial provident fund center. The Hunan Housing Provident Fund loan process is: consultation and form collection. The borrower confirms loan qualifications through telephone, online or on-site consultation, and downloads the loan application form from the website or receives the loan application form on-site with the house purchase contract. For approval and signing, the application materials are sent to the business hall of the Provincial Provident Fund Center. After the loan is approved, the borrower goes through the contract signing procedures. To apply for a mortgage, the mortgagor and the developer go to the Real Estate and Land Bureau to apply for the mortgage. To disburse a loan, the loan item will be transferred directly to the selling unit from the entrusted bank. The borrower or the developer's specialist will go to counter No. 6 of the central business hall with his or her personal information to receive the loan notice and the entrusted loan certificate customer copy.