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How about a direct bank loan? Is it reliable?
Relatively speaking, it is still relatively reliable, but we should also pay attention to careful operation. You Xiang Bank Direct Loan is actually a bank direct loan company. The operation mode is to connect customers at one end and banks at the other end, so that customers can directly handle their own loan business with banks on the direct loan platform. This is because microfinance companies rely on bank credit to handle their business, and their security is guaranteed. However, the interest rate is relatively high, and the loan is lent to the bank as much as possible, which is safe and the interest rate is relatively low. For the installment repayment of high-quality loans, notify the repayment date 12 in advance, without worrying about overdue repayment. The whole application process is also very simple, and there is no need for any mortgage or guarantee, and no need to submit information. In short, it can help you to have a safe and reliable loan platform. (For reference only)

You Xiang Loan is a high-quality loan launched by Postal Savings Bank for high-quality employees. Administrative institutions, central enterprises and subordinate enterprises, or formal employees in finance, electric power, telecommunications, ports, salt industry, oil refining, tobacco and other industries; Except for housing loan and credit card overdraft, there is no other debt, and anyone who can meet these conditions can apply.

Preferential loan application process: 1. First, in line with the conditions for applying for preferential loans from the Postal Savings Bank, the unit leaders shall apply to the Postal Savings Bank. 2. the bank will have a special agent to handle it at home. 3. The applicant needs to provide his/her ID card, fill in the loan application form, credit inquiry authorization and provincial inquiry authorization. 4. After passing, there will be a short message to inform whether it is passed.

Note: each application requires at least five people to apply, and users who have already applied can no longer do it. The longest loan period of the Postal Savings Bank is 5 years, and the withdrawal period of the credit line does not exceed 30 months, and the credit line can be recycled.

Product function: 1. The procedure is simple, just provide your ID card and proof of income. 2. Circular line, which can be borrowed or returned. 3. High quota and long term. 4. Credit guarantee.