You Xiang Loan is a high-quality loan launched by Postal Savings Bank for high-quality employees. Administrative institutions, central enterprises and subordinate enterprises, or formal employees in finance, electric power, telecommunications, ports, salt industry, oil refining, tobacco and other industries; Except for housing loan and credit card overdraft, there is no other debt, and anyone who can meet these conditions can apply.
Preferential loan application process: 1. First, in line with the conditions for applying for preferential loans from the Postal Savings Bank, the unit leaders shall apply to the Postal Savings Bank. 2. the bank will have a special agent to handle it at home. 3. The applicant needs to provide his/her ID card, fill in the loan application form, credit inquiry authorization and provincial inquiry authorization. 4. After passing, there will be a short message to inform whether it is passed.
Note: each application requires at least five people to apply, and users who have already applied can no longer do it. The longest loan period of the Postal Savings Bank is 5 years, and the withdrawal period of the credit line does not exceed 30 months, and the credit line can be recycled.
Product function: 1. The procedure is simple, just provide your ID card and proof of income. 2. Circular line, which can be borrowed or returned. 3. High quota and long term. 4. Credit guarantee.