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Does China have mortgage bonds?

Yes.

The first RMBS (home loan-backed securities) asset securitization product of the new round will be officially tested today. Bloomberg pointed out that opening up the MBS market can help banks release their balance sheets and transfer more risks to MBS buyers. Bloomberg quoted Frank Chen, head of CBRE's China research department, as saying that RMBS is a supplementary means for the government to reverse the downward trend in real estate.

"Home loan-backed securities," also known as "mortgage-backed securities." This kind of security converts the housing mortgage loans held by banks into securities and sells them to investors in the capital market. The bank can use this part of the liquidated funds to issue new housing mortgage loans, thereby broadening the bank's financing channels and expanding the bank's sources of funds, thereby enhancing the bank’s asset expansion capabilities.

Some mortgage bonds are considered:

That is, "home loan-backed securities", also known as "mortgage-backed securities". This kind of security converts the housing mortgage loans held by banks into securities and sells them to investors in the capital market. The bank can use this part of the liquidated funds to issue new housing mortgage loans, thereby broadening the bank's financing channels and expanding the bank's sources of funds, thereby enhancing the bank’s asset expansion capabilities.

The sale of mortgage-backed securities by financial institutions can help banks free up space on their balance sheets for more lending and transfer the risk of the loans to buyers of the products. transferred to MBS buyer). Home loan-backed securities are a supplemental measure used by the government to avert a plunge in the property market.