Financial lending belongs to non-governmental lending, which generally refers to the fund lending activities between economic entities such as natural persons, legal persons and other organizations other than financial institutions approved by the state according to law. Private lending is legal at the institutional level and is a useful and necessary supplement to formal finance.

If you are threatened, you can call the police and tell the police the truth. The police can handle it. If they can't handle it, it will be evidence for the future.