1. Loans available under the current policy: male, 65 years old; Female 60 years old; The maximum is 250,000 for an individual and 400,000 for both husband and wife;

Second, the general loan for new houses is less than 28;

Second-hand housing can be used for four or six years in five years, and only five or five loans can be made for more than five years;

Third, if you borrow money in your father's name, he can go alone. At the same time, whoever uses the provident fund will fall under whose name.

Fourth, if you want to buy a house, write your signature (commercial house contract signature, old house real estate bureau signature, bank signature) and you must be present on the same day.

Fifth, it is suggested that if your provident fund is not enough, it is best not to mix loans and lend directly to businesses, and the conditions are not so harsh.

Sixth, buying a house is a very troublesome thing. Plus, it's best to do the loan yourself, because you pay attention to "procedures" in doing things in China to avoid tossing people!