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There are three houses in other places, and the provident fund loans have been paid off before. Can I still buy real estate in Zengcheng in Guangzhou?

You can buy one in Zengcheng, Guangzhou, with a down payment of 30%.

When buying a house in Guangzhou, you need to subscribe for a house and a loan. The house refers to the house in Guangzhou, and the loan refers to the commercial loan across the country.

Your real estate in other places will not affect your purchase of a house in Guangzhou. Foreigners who do not have the qualifications to buy a house in Guangzhou can buy a house in the unrestricted areas of Zengcheng and Conghua in Guangzhou. Because it is a provident fund loan and has been paid off, it will not affect your loan to buy a house in Guangzhou.

Back to your special situation, because your child has just graduated and will most likely work in Tianhe when you come to Guangzhou. Since you don’t have the qualifications and flow of capital yet, it is recommended that you first buy a house for him in Zengcheng in your own name. Focus on considering the Yonghe Xintang area which is relatively close to Tianhe and the properties along No. 21.

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