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The down payment has been paid, but the bank’s valuation is too low, resulting in a low loan. What should I do?

1. The bank’s valuation is low, resulting in a low loan, so you don’t have enough money for the house. There are only two ways.

2. One is to borrow money from friends and relatives to increase the down payment.

3. Another option is to terminate the contract and pay liquidated damages. This is a bit complicated and requires communication with the seller and the intermediary.