The benchmark interest rate for loans over five years in 2065438+2008 is 4.9%, and the monthly payment will be different according to different repayment methods. Repayment methods include average capital and equal principal and interest. For the loan of 256,5438+00 years, the monthly repayment is 2,639.43 yuan in the form of matching principal and interest, and the monthly repayment amount is the same; When the loan of 256,5438+00 years is repaid according to the repayment method of average capital, it needs to be repaid 365,438+004.17 yuan in the first month, 3,095.66 yuan in the second month and 20,965,438+0.84 yuan in the last month, and the average capital is decreasing month by month.

What are the requirements for applying for a loan: 1. The borrower applying for a loan must be a natural person with full capacity for civil conduct and valid identification. 2. The borrower also has good credit information. 3. The borrower has the ability to repay the loan and needs to submit the bank running water and work certificate for nearly half a year.

Before applying for a loan, it is best for the borrower to assess his repayment ability, whether he can repay the loan on time in the later period, and whether there are any important expenses that may affect the normal repayment of the loan, such as marriage and car purchase. If there are difficulties, the loan amount can be reduced or exempted.

The biggest advantage of the loan is to ease the personal financial strain and help the borrower tide over the difficulties. If the loan is used to buy a house, there is still the possibility of appreciation in the later period. Therefore, we should consider all aspects before lending, and finally decide whether to lend.

The consequences of not repaying the loan are still very serious.

2. What is the repayment period of a loan of 200,000 yuan per month for 25 years?

1. Matching repayment of principal and interest: the total loan amount is 200,000 yuan, the total repayment amount is 347,267.17 yuan, the interest is 65,438+047,267.17 yuan, and the average monthly repayment amount for 300 months is 65,438+065,438+057. The calculation formula of monthly repayment amount is as follows: [loan principal × monthly interest rate× (1interest rate) repayment months]/[(1interest rate) repayment months-1]

Three. What is the monthly payment of 256,5438+00?

20 18 years, the interest rate is 4.9%, and the monthly payment is based on average capital and equal principal and interest. For the loan of 256,5438+00 years, the monthly repayment is 2,639.43 yuan in the form of matching principal and interest, and the monthly repayment amount is the same; When the loan of 256,5438+00 years is repaid according to the repayment method of average capital, it needs to be repaid 365,438+004.17 yuan in the first month, 3,095.66 yuan in the second month and 20,965,438+0.84 yuan in the last month, and the average capital is decreasing month by month.

What are the requirements for applying for a loan: 1. When applying for a loan, the borrower must be a natural person with full capacity for civil conduct and have a good credit record. 3. The borrower has the ability to repay the loan and needs to submit the bank running water and work certificate for nearly half a year.

Before applying for a loan, it is best for the borrower to assess his repayment ability, whether he can repay on time in the later period, and whether there are any important expenses, such as marriage, that affect the normal repayment. If there is difficulty, he can reduce the loan amount.

Loans can help borrowers tide over the difficulties to the greatest extent. In case of loan, all aspects should be considered before making a final decision on whether to lend.

The consequences of not repaying the loan are still very serious.

Four, the new rules according to the interest I borrow 25 10 for how much?

The benchmark annual interest rate is 4.9%.

Matching principal and interest repayment, the monthly repayment is 2,639.43 yuan, and the total interest is 66,732.19 yuan.