Excuse me, if you didn't buy insurance at the beginning, can you guarantee that the money you used to buy insurance can be saved until now? I understand that you need money badly, but complaining about the loss is not good for your health. Generally speaking, the loan amount is 60% of the cash value of your policy. You can call the service number of Sino-British Life Insurance for clarification. The phone number can be found in your annual payment invoice or insurance policy, so the problem will be solved with an open mind. Good luck!