Operation steps of tobacco loan application: 1, log in to mobile banking → click the loan icon → apply now icon. 2. Click on all application icons → enter postal code → copy and paste icon → click on the box in front of personal credit authorization → next icon. 3. Enter the SMS verification code → click Agree and apply. 4. Support. Click the loan icon → withdrawal icon → full withdrawal → copy and paste → enter SMS verification code → OK.

The target of cigarette loans is individual industrial and commercial households with a cigarette license for more than one year and a cigarette grade of 15. Guarantee method, credit (if collateral is provided, the loan amount can be increased), up to 500,000 yuan (the specific amount is determined according to the annual sales), and the term is one year.