Ping An Bank Xiaoya loans overdue was blacklisted for 4 months. The loans overdue of the bank is very large. After more than 4 months, the bank can take legal measures to force collection, and the court can force repayment. If the borrower refuses to repay, it will be blacklisted. Xiaoya Loan is a legal financial service platform registered by the state. Xiaoya loan is connected with the central bank's credit information, and the application for Xiaoya loan will be investigated. After the application is successful, the loan record of Xiaoya Loan will be added to the loan information in the credit report.