Real estate development loans should have the following necessary materials: 1, business license of real estate development enterprise. 2. Identification certificate of the legal representative. 3. The enterprise's production and operation are legal and compliant, its credit status is good, and it has the ability of continuous operation. 4. Proof of legal repayment source.

legal ground

Interim Measures for the Administration of Working Capital Loans Article 3 The term "working capital loans" as mentioned in these Measures refers to local and foreign currency loans issued by lenders to enterprises (institutions) legal persons or other organizations that can be used as borrowers as stipulated by the state for the daily production and operation turnover of borrowers. Article 11 An application for a working capital loan shall meet the following conditions: (1) The borrower is established according to law; (2) The purpose of the loan is clear and legal; (3) The production and operation of the borrower are legal and compliant; (four) the borrower has the ability to continue to operate and has a legal source of repayment; (5) The borrower's credit status is good and there is no significant bad credit record; (6) Other conditions required by the lender.