I will check the bank’s incoming and outgoing statements. In the bank statement, the incoming money is the income, and the outgoing money is the outgoing money. If the personal bank statement has a large amount of income but also a large amount of outgoings, there is still a problem with the borrower's ability to repay the loan, so the incoming and outgoing accounts are both. Need to see. Generally, a lender's bill receipts must be greater than their outgoings to determine that the lender's ability to repay the loan is relatively good.

How to look at bank statements

1. Loans usually use the total number of incoming accounts of the company, that is, adding up each incoming account within a certain period of time, and then calculating the amount of bank statements. Main ways of expression: Inputs are represented by credits, and outgoing items are represented by debits. They mainly include card deposits, existing deposits, transfers, wages, renewals, online banking transfers, payment for goods, labor fees, etc.

2. Take the slip, find a transaction at random, call the phone bank, enter the inquiry password yourself, and he will enter the date based on the details on the slip. If it matches the one reported over the phone, If they match, there's no problem; if they don't, it's fake.

3. Obtain a statement from the bank where the account is opened, and compare the bank deposit account with the statement to determine whether it is true or false.

4. In terms of the actual procedures for obtaining bank statements and bank statements, there are still differences: bank statements are provided by banks to enterprises for checking accounts, and auditors generally obtain them from enterprises. Obtain this evidence directly; but for bank statements, auditors and corporate financial personnel are generally required to go to the bank to print and obtain this evidence directly. Therefore, in terms of the acquisition process, bank statements are in the hands of the company and may be altered; while bank statements are relatively more credible unless the bank and the company collude.

How to print bank statements

1. You need to bring your ID card and bank card to the non-cash business window of your bank branch to print it through bank staff;

2. Bring your bank card to the self-service inquiry equipment at a bank branch to print it. Insert the card into the self-service inquiry machine, enter the password and enter the inquiry details page, select the historical details, enter the date required for inquiry and printing, and then you can inquire the printing flow;

3. Log in to personal online banking, open the personal account statement, Select the period for querying the bill, export the bill details, save the document, and then print it through the printer (prerequisite: online banking function needs to be activated);

4. Download the bank mobile app customer service, log in to mobile banking and select "My "Account", enter the account details, and you can view the bill flow. It is for inquiry only and cannot be printed (prerequisite: you need to activate mobile electronic banking).