Changsha Bank [1] was established in May 1997, and it is the first regional joint-stock commercial bank in Hunan Province. At present, the paid-in capital is 978 million yuan, holding Qiyang Rural Bank, with 65,438+0 branches, 33 branches and 65 business outlets, including 65,438+0 branches in Zhuzhou and 2 branches in Changde and Guangzhou, with 65,438+0,507 full-time employees. The service network covers four counties in five districts of Changsha. By the end of 2008, the bank's total assets reached 57.2 billion yuan; The balance of various deposits reached 43.3 billion yuan; The loan balance reached 23 billion yuan; The operating profit exceeded 654.38+0 billion yuan, and the statement profit reached 669 million yuan; The NPL ratio was 1.98%, which was nearly 1 percentage point lower than the beginning of the year, and the provision coverage ratio reached 1.86%. The return on assets reaches 1%. The comprehensive strength ranks among the top three in Changsha Bank and among more than 20 city commercial banks in China/KLOC-0. The quality of development has fully reached the "excellent bank" standard of CBRC, and all structural indicators have basically reached the level of China's joint-stock commercial banks and listed banks. It was rated as a national second-class bank (first-class bank vacancy) by the China Banking Regulatory Commission, and won the title of "the most growing small and medium-sized bank" in 2008.