1. The most important measure for overdue mortgage is to repay the loan immediately, and you can communicate with the bank staff by telephone.

If the loan can't be repaid on time, you should apply to the bank to extend the loan term immediately.

3. The bank will decide the extension time according to your loan term: the extension time of short-term loans should not exceed the original loan term, the extension time of medium-term loans should not exceed half of the original loan term, and the extension time of long-term loans should not exceed three years.

Legal basis:

Article 678 of the Civil Code

The borrower may apply to the lender for extension before the repayment period expires; If the lender agrees, it can be extended.