With the development of Internet finance, many online lending platforms have appeared in the market. Last year's thunderstorm in the P2P industry inevitably caused people to worry about the online lending platform. When choosing a platform, people don't know whether the platform is formal and legal, and it will be very tangled. As an online lending platform under CMA Group, CMA Cloud Loan has attracted a lot of attention. So is the CMA platform formal?
Duffy Cloud Loan is an online lending platform under Duffy Cloud Loan Technology Co., Ltd., which mainly provides consumer financial services for users. The product functions provided by users of Dafeiyun loan mainly include consumer loan, Dafeiyun installment, Dafeiyun shopping mall and life service.
consumer loans
Fei Da Cloud Loan System will give users a certain amount of credit according to the borrower's personal qualifications, and users can apply for loans within the credit line, with a loan term of 1-90 days;
Reach the stage
Dafen is a consumer installment loan product launched by Fei Da Cloud Lending Platform, and users can handle consumer installment business in merchants cooperating with Fei Da Platform.
Fei Da shopping center
Fei Da Mall is an online staging mall provided by Fei Da Cloud Lending Platform. Users can shop in installments and enjoy 0 interest installments.
Life service
Users can recharge their mobile phones through Fei Da Cloud Loan Platform, pay water and electricity charges, and provide services such as provident fund and credit investigation through Fei Da Cloud Loan.
Does Dafeiyun have a credit report?
When dealing with financial business, many people pay more attention to whether to collect credit at the meeting. At present, Fei Da Cloud Lending Platform did not give a specific explanation on whether to collect credit at the meeting.
However, according to users, when applying for loans and installment, the platform does not need the applicant to check the relevant options of authorized credit reporting, which means that when users apply for financial services in Dafeiyun Loan, the platform does not inquire about users' personal credit reporting.
Whether the platform will receive credit information depends on whether the platform is connected to the central bank credit information system or the online credit information system. If it is connected, it will receive credit information at the meeting. I would like to remind you that even if the platform is not connected to the credit information, users need to keep a good repayment record and repay on time, otherwise they will incur overdue fees and face collection.