In our country, many loan platforms have achieved tremendous development and become listed companies, such as Qudian. The number of users of Qudian is already very large, but there are still many people who don’t know whether Qudian is listed on the credit bureau. In order to let everyone understand the consequences of overdue payment in Qudian, here we will introduce to you whether Qudian is on the credit bureau.

Qudianguang’s official statement is that it will reserve the right to report credit reports for those who are overdue. In other words, Qudian will decide whether to submit a credit report based on the borrower’s overdue status. Therefore, friends who are overdue for a long time should pay attention and pay off their debts as soon as possible. For those who are only 1-2 days overdue, don’t worry too much. In addition to possible credit citations, Qudian will also face these penalties after overdue:

1. Frozen accounts After everyone has overdue behavior, Qudian will freeze the borrower's account and only Repayments are allowed but no further borrowing is allowed. Therefore, friends who want to continue to apply for loans must pay off their bills in time.

2. Overdue handling fee Qudian’s penalty interest is calculated on a daily basis, and one day’s handling fee will be charged for every day overdue. Therefore, the longer the overdue period, the greater the repayment pressure on everyone.

3. Multi-channel collection: For those who are overdue, Qudian will collect collection through multiple channels, including but not limited to phone collection and SMS collection. For those whose overdue behavior is very bad, Qudian may use the law to collect payment. To sum up, Qudian is a loan platform for credit reporting. Therefore, when you use Qudian loans, you must repay the loan carefully as agreed. So as not to bring unnecessary trouble to yourself.