(1) Accumulated overdue penalty interest after receiving the dunning notice from the lending institution;

(two) affect the personal credit, affect the future loan employment. ;

(three) it is possible to receive a letter from a lawyer and a summons to become a defendant in a civil lawsuit;

(4) Application for payment order, freezing and seizure of mortgage by the court, and enforcement of property;

(5) As a faithless person, he is restricted from high consumption and children's enrollment.

legal ground

Article 3 13 of the criminal law

Refusing to execute the judgment or ruling of the people's court, if the circumstances are serious, shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or a fine; If the circumstances are especially serious, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years and shall also be fined.

If a unit commits the crime mentioned in the preceding paragraph, it shall be fined, and the persons who are directly in charge and other persons who are directly responsible shall be punished in accordance with the provisions of the preceding paragraph.

Article 24 1 of the Civil Procedure Law

If the person subjected to execution fails to perform the obligations specified in the legal documents according to the enforcement notice, it shall report the current property status and the property status one year before the date of receiving the enforcement notice. If the person subjected to execution refuses to make a report or makes a false report, the people's court may, according to the seriousness of the case, impose a fine or detain the person subjected to execution or his legal representative, the principal responsible person of the relevant unit or the person directly responsible.