Yes JD.COM is a legal platform with the function of internal lending. Users must repay the loan on time after handling it in JD.COM, and there can be no overdue repayment, which will affect their reputation at the meeting. JD.COM is a self-operated e-commerce enterprise in China. Its founder Liu Dongqiang is the chairman and CEO of JD.COM Group, which owns JD.COM Mall, JD Finance, Paipai.com, JD Intelligence, O2O and overseas business departments.