How to go through the formalities after the commercial housing loan is paid off?

1. After paying off the loan, go to the bank where you borrowed, find the personal business department, and issue the mortgage registration cancellation certificate.

2. When making a loan, the bank will give you a certificate of other rights to the house, and let you go to the Housing Authority to cancel the mortgage, or the bank staff will handle it, get back the property right certificate and return it to the lender.

3. If the bank allows you to handle it yourself, the specific steps are as follows: the owner of the house must be present, bring his ID card, mortgage registration cancellation certificate and certificate of other rights of the house, go through the mortgage cancellation procedures at the Property Rights Section of the Housing Authority, and get back the real estate license.

A Bin, a real estate agent, will answer your questions.

What procedures do you need to go through after the housing loan is paid off?

After the loan is paid off, I will go to the mortgage registration and cancellation department with the loan settlement certificate and mortgage cancellation application issued by the bank and my ID card, house purchase contract or house ownership certificate.

What procedures should I go to the bank after the mortgage is paid off?

Proof of repayment completion, and then cancel the mortgage.

What are the procedures for China Construction Bank to repay the mortgage?

First, after the mortgage is paid off, you need to go to the bank to cancel the registration of the mortgage.

Two. Measures for the registration of houses Article 48 If the mortgage registered according to law is under any of the following circumstances, the obligee shall apply for cancellation of mortgage registration:

(1) The principal creditor's rights are extinguished.

(2) The mortgage right has been realized;

(3) The mortgagee waives the mortgage right;

(4) Other circumstances stipulated by laws and regulations.

Article 49 To apply for cancellation of mortgage registration, the following materials shall be submitted:

(1) Application for registration;

(2) the identity certificate of the applicant;

(3) Certificate of ownership of the house;

(four) materials to prove the destruction of housing mortgages;

(5) Other necessary materials.

3. After the mortgage is paid off, the bank will issue a settlement certificate to the user. After the user gets this settlement certificate, he/she will go to the Housing Authority to handle the mortgage cancellation formalities with his/her personal ID card and property right certificate.

What procedures do you need after the mortgage is paid off?

Hello!

1. After the house loan is paid off, you need to go through the formalities at the bank where the loan is located and get his property right certificate. The bank will stamp the official seal on his property right certificate, indicating the cancellation opinion, such as: the loan has been repaid, and you agree to cancel the mortgage.

2. Then, the property owner holds the original real estate license, other warrants and ID cards to go through the mortgage cancellation registration procedures at the mortgage department of the local property housing security and real estate administration.

3. If there is more than one name on the property right certificate, at least one property owner must be present, and the original ID cards of other property owners can also be handled. If there is a minor's name, the guardian must bring a certificate to prove the identity of the guardian.

I hope my answer is helpful to you.

Hope to adopt, thank you.

What procedures do I need to go through after the ICBC mortgage repayment?

I'm going to get my room book back

What are the procedures for buying a house with a loan and paying off the loan?

After the loan is paid off, the bank will give a small note saying that it is necessary to print the repayment voucher (this must be printed on the repayment day for tax deduction, and then the system will lose your information) and cancel the mortgage (this will take 10 working days and go to the bank on Tuesday or Friday afternoon).

The mortgage repayment is actually given to you by the bank. I haven't figured out what it is and why I should give it. Then I have to go to the guarantee company to apply for cancellation of the mortgage. If the guarantee company needs to go twice, once for application and once for formal cancellation, a part of the guarantee fee will be refunded.

After the guarantee company is finished, you need to go to the Housing Authority, the Housing Authority in the district where the house is located. I need to go there twice. Take your room book, your badge and a series of materials given to you by the guarantee company. The first time is to fill in the materials and hand them in, and the second time is to get the room book after 7 working days. It's all done now. In fact, it is to stamp your house and cancel the mortgage.

The house is mortgaged. Do you need to go through any formalities?

Take the real estate license (including the certificate of other rights), the loan settlement certificate and the original ID card, and go to the Housing Authority for mortgage cancellation ~ you can go alone ~

What procedures do I need to go through after the mortgage is paid off?

For customers who repay loans in advance, banks generally adopt an appointment mechanism.

The procedures handled by the bank are different. Be sure to consult the documents you need to carry, such as ID card, loan contract, certificate of custody property, power of attorney for withholding repayment and other bank lending procedures, and go to the loan handling bank to handle them, otherwise you will lose this appointment and make a new appointment.

Don't forget to surrender to the insurance company and other departments after paying off all the loans in advance. Lenders can return the premium paid in advance to the insurance company on a monthly basis with the original insurance policy and proof of early repayment. The premium returned by prepayment is the present value of the premium paid in prepayment minus the present value of the insurance surplus occupied before prepayment.

Don't forget to cancel the mortgage. When the lender cancels, it needs to handle the returned mortgage certificate at the bank, get the cancellation registration form from the mortgage real estate department (be careful not to handle it across regions), and finally attach the purchase contract or real estate certificate to cancel the mortgage.

What procedures do I need to go through after the mortgage is paid off?

After the mortgage is paid off, you need to go through the following three procedures:

1. Handle the mortgage cancellation procedures with the loan bank;

2. Go through the refund formalities of the corresponding insurance premium with the insurance company;

3. Return the deposit to the developer (if any).

If you have applied for the real estate license during the loan period, you only need to go to the window of the administrative service center housing management office with the cancellation form, other warrants and bank ID card. If there is no real estate license, after the loan is repaid, take the cancellation form of the bank to the housing management office window for cancellation, and then apply for real estate license, you must bring the following information:

1. Copy of the property owner's ID card or household registration book, household registration certificate and private seal * * *

2. Purchase contract (original)

3, door license and copy.

4. Purchase invoices and copies.

5. Have a copy of the contract.

6. Marriage certificate and photocopy or unmarried certificate.

What procedures are needed after the mortgage is paid off?

After the mortgage is paid off, you still need to go through the formalities: 1. Cancel mortgage registration. After the mortgage is paid off, the bank will issue a loan settlement certificate for you, and you will go to the Housing Authority to cancel the mortgage. II. Cancellation of Guarantee Procedures If you have already gone through the guarantee procedures in the guarantee company when applying for a loan, then after paying off the mortgage loan, you need to go through the guarantee cancellation procedures in the guarantee company before going through the mortgage cancellation procedures, and at the same time get back the guarantee deposit paid during the guarantee.

What procedures do I need to go through after the mortgage is paid off?

Procedures to be handled after the mortgage is paid off:

1. After the house loan is paid off, you need to go through the formalities at the bank where the loan is located and get his property right certificate. The bank will stamp the official seal on his property right certificate and write down the cancellation opinions, such as: the loan has been invited and you agree to cancel the mortgage;

2. Then, the property owner himself carries the real estate license, other warrants and the original ID card to the mortgage department of the local property housing security and real estate administration for mortgage cancellation registration;

3. If there is more than one name on the property right certificate, at least one property owner must be present, and the original ID cards of other property owners can also be handled. If there is a minor's name, the guardian must bring the guardian's identity certificate to the scene for handling.

Extended data:

Because the mortgage lender who needs to repay the loan in advance needs to carefully check the request for repayment in advance and then review it, and the application also takes some time.

If the lender wants to repay the loan in advance, under normal circumstances, he should take good care of his ID card and loan contract to the bank after making a phone call or making a written request. As a trustee, he should take good care of the real estate license, settle other debt documents confirming the pledge at the bank, and personally go to the district construction committees to understand the pledge situation. What is not taken seriously is that if the diners don't have a one-time knot.

The original policy and invoice can be booked by calling the relevant security companies. If it is a depositor and the owner who handles the mortgage refinancing business, it is best to find an amateur guarantee service agency to do notarization, so as to avoid the situation that the depositor does not buy or the depositor reviews the formalities after the owner repays in advance.

References:

Mortgage loan-Baidu encyclopedia