What types of loans does ICBC offer? For banks, the loan business can be said to be their main business. There are many people to deal with, the loan interest rate is high, and naturally the bank's rate of return is also high. The risk of the loan business is high, but the development of the loan business of various banks has not stopped. Nowadays, various banks have entered a new platform in terms of the type, scope, promotion and service of loan business.

Industrial and Commercial Bank of China loans are divided into corporate loans and personal loans according to the loan subject. Divided into working capital loans, medium and long-term working capital loans, and fixed asset loans. The length of the loan, short-term (within 1 year), medium-term (2 to 3 years), and long-term (more than 3 years) loans are divided into credit loans, Guaranteed loans, guaranteed loans, guaranteed loans.

The types of ICBC loans include 18 types, including credit loans, housing loans, car loans, subsidized loans, and operating loans. We introduce the most popular types of ICBC loans. 3 types of loans.

Introduction to ICBC loan types: