After the loan to buy a house, the real estate license will not always be placed in the bank. Generally, after completing the mortgage formalities, the bank staff will mark the mortgage on it and then return it to the lender. Lenders can hold the property ownership certificate, occupancy certificate, ID card, household registration book and other materials, and go through the settlement procedures at the household registration management section of the local police station.
Legal basis: Article 10 of the Regulations on Registration of Household Registration in People's Republic of China (PRC), if a citizen moves out of the jurisdiction of the place where the household registration is located, he or the head of the household shall apply to the household registration authority for registration, obtain a transfer certificate and cancel the household registration before moving out. Citizens who move from rural areas to cities must apply to the permanent residence registration authority for moving out with the employment certificate of the urban labor department, the school admission certificate, or the approval certificate of the urban household registration authority. Citizens moving to border areas must be approved by the public security organs of the counties, cities and municipal districts where they live.