Under normal circumstances, the requirements for credit investigation of loans: at present, there cannot be 1 overdue, two overdue in half a year, two overdue in a row, three overdue in a row and six overdue in two years.

The access condition for provident fund loans is that individuals can make loans if they have paid the provident fund in 300 yuan for six consecutive months and have good credit information. The age of the loan is 25 to 55, and the information you need to carry is ID card, marriage certificate, income certificate, bank account, address certificate and provident fund card.