Bank acceptance bill is actually a bank guarantee. A handling fee (5/10000) is charged, and most of the deposits that need to be received are the deposits of the enterprise. If you need cash, you need a discount.

The loan is not explained, and interest is charged.

2. What is the difference between bank acceptance bill business and bank loan?

Bank acceptance bill is actually a bank guarantee. A handling fee (5/10000) is charged, and most of the deposits that need to be received are the deposits of the enterprise. If you need cash, you need a discount.

The loan is not explained.

3. What's the difference between bank acceptance and factoring?

1. Acceptance refers to the logistics chain financing supervision business in which banks, coal customers and upstream state-owned large coal mining enterprises sign coal quality assurance and repurchase agreements, and the upstream coal mining enterprises are responsible for sending them to the supervision chain designated by the banks, and then release the goods according to the agreed supervision process of the banks, coal customers and logistics supervision enterprises recognized by the banks.

2. Factoring refers to the accounts receivable generated by the seller's application for a factoring bank to buy goods sold on credit between him and the buyer. The seller shall be jointly and severally liable for the payment due by the buyer, and shall be liable for the repurchase of accounts receivable at the request of the factoring bank. Simply put, it refers to the seller's transfer of its legally owned accounts receivable to the bank to obtain financing, which can be divided into two types: recourse and non-recourse.

4. What is the difference between bank acceptance bill business and bank loan?

The acceptance bill will not give cash at that time, and the loan will give cash to your account at that time. This is the biggest difference. Of course, there are many other differences due to different product types.