It is more convenient to choose your own bank or the issuing bank to hang up the repayment account. There is no need to transfer deposits, and the fees will be automatically deducted for repayment.
Second, which bank is good for provident fund loans, and how to choose a better one?
1. The provident fund loan process of each bank is basically the same, so you can decide which bank to choose.
2. It is recommended to choose the same bank as the salary card to avoid the trouble of transferring money back and forth. Some banks charge for transfer and add other fees.
Third, which bank is good for provident fund loans, and how to choose a better bank?
Oh, loans are divided into provident fund loans, pure commercial loans, commercial loans combined with public loans and pure commercial loans, so the relative interest rate is relatively high and it is also the most common loan method. The basis of commercial endorsement is 4.9, which is more or less available in every bank and will float accordingly. Generally, the fluctuation range will be between 5% and 10%. The floating rate in some areas will be higher, and the second home loan will be higher. According to the current national regulations, high-quality customers can go down a little, but they must stay above 4.85. If it is a purely public company, there is no floating, so it is ok to borrow from any bank, and according to the loan period,
Fourth, which bank is good for provident fund loans, and how to choose a better bank?
Oh, loans are divided into provident fund loans, pure commercial loans, commercial loans combined with public loans and pure commercial loans, so the relative interest rate is relatively high and it is also the most common loan method. The basis of commercial endorsement is 4.9, which is more or less available in every bank and will float accordingly. Generally, the fluctuation range will be between 5% and 10%. The floating rate in some areas will be higher, and the second home loan will be higher. According to the current national regulations, high-quality customers can go down a little, but they must stay above 4.85. If it is a pure provident fund loan, the basic interest rate is 3.25, and it can be loaned at any bank, and it will fluctuate according to the loan term, and it will not go up or down.