1. Adjust the maximum amount of housing provident fund loans: the maximum amount of personal loans in Xuzhou City (including tongshan district) is adjusted from 500,000 yuan to 600,000 yuan, and the maximum amount of husband and wife loans is adjusted from 700,000 yuan to 6,543,800 yuan; The maximum amount of personal loans in cities and counties (including jiawang district) was adjusted from 400,000 yuan to 500,000 yuan, and the maximum amount of loans for both husband and wife was adjusted from 500,000 yuan to 700,000 yuan. In urban areas (including tongshan district), when the balance of the employee provident fund account meets the requirements specified by the center, the maximum withdrawal and loan increase shall not exceed 6,543,800 yuan regardless of unilateral application or bilateral application. Second, adjust the application conditions for provident fund loans and commercial loan portfolio loans: relax the portfolio loan policy and cancel the application conditions for the first home loan business. All employees who meet the conditions for Xuzhou provident fund loans can apply for provident fund loans and commercial loan portfolio loans. Third, increase the maximum amount of provident fund loans for high-level talents: for paid employees who have obtained master's degrees or senior titles, the maximum amount of loans will be increased by 200,000 yuan for the first time to apply for provident fund loans to buy self-occupied housing. Fourth, increase the maximum amount of provident fund loans for three-child families: for registered families in this city who gave birth to three children after May of March1year, if they apply for provident fund loans for the first time to buy self-occupied housing, the maximum amount of loans will be increased by 654.38+10,000 yuan respectively. The first three of the above policies are phased adjustment policies, which are applicable from September 1 day, 2022 to February 3 1 day, 2022. You must apply for housing provident fund loans before February 3 1 day, 2022. The specific provisions shall be based on the online signing time of the commercial housing sales contract and the online signing time of the second-hand housing stock sales contract.

2. What are the conditions for a loan of 500,000 yuan from Xuzhou Provident Fund?

The provident fund must be paid for 6 months, and the loan can reach 50w according to the deposit base of the provident fund. For details, please consult the Provident Fund Management Center.

3. How many times can the provident fund loan be repaid in advance?

Can the provident fund loan be repaid in advance?

Four, Xuzhou provident fund loan policy

Spread out completely

After 1 year, you can borrow money, but now the down payment must be 40%, and the interest rate is at the risk rate.