The provident fund has been used once and can be used for the second time. Users can apply for two provident fund loans with the provident fund, and they can also withdraw two or more provident funds. To apply for the provident fund loan for the first suite, you must pay off the provident fund loan and buy the second suite before you can continue to apply for the provident fund loan. The first home provident fund loan has not been paid off, so it is not supported to apply for provident fund loan again. As for the withdrawal of the provident fund, users can withdraw the provident fund as long as they meet the conditions for withdrawal of the provident fund and pass the audit of the provident fund center. There is no limit to the number of withdrawals of the provident fund, and users can try to withdraw the provident fund multiple times. The balance of user's provident fund account will affect the amount of provident fund loan, so it is not recommended for users to apply for provident fund withdrawal before applying for provident fund loan. After the audit results of provident fund loans come out, users can withdraw the provident fund normally. At this time, the balance in the provident fund account will not affect the provident fund loans that have been approved before.

Legal basis:

Regulations on the administration of housing provident fund

Thirteenth housing provident fund management center shall set up a housing provident fund account in the entrusted bank. The unit shall register the housing provident fund deposit with the housing provident fund management center, and go through the formalities for the establishment of housing provident fund accounts for the employees of the unit. Each employee can only have one housing provident fund account. The housing provident fund management center shall establish a detailed account of employee housing provident fund to record the deposit and withdrawal of employee individual housing provident fund.

Fourteenth newly established units shall, within 30 days from the date of establishment, go to the housing provident fund management center for registration of housing provident fund deposit, and within 20 days from the date of registration, go through the formalities for the establishment of housing provident fund accounts for their employees. Where a unit is merged, divided, revoked, dissolved or bankrupt, the original unit or liquidation organization shall, within 30 days from the date of the above-mentioned situation, go to the housing provident fund management center to handle the change or cancellation of registration, and handle the transfer or seal-up procedures for the employees of the unit within 20 days from the date of completing the change or cancellation of registration.