I. Product introduction:
Personal business guarantee loan is a loan that Jiangsu Bank cooperates with the loan guarantee institution designated by the local government to solve the problem of insufficient self-raised funds for individual entrepreneurs to engage in individual business or partnership.
Second, the product features:
High quota: 300,000 for a single household, with a maximum of 600,000. The quota depends on the qualifications of users and enterprises.
Duration: up to 3 years, free choice.
Guarantee convenience: guarantee is provided by a guarantee institution or government guarantee fund designated by the local government.
Flexible repayment methods: support various repayment methods such as monthly interest payment, repayment of principal when due, and equal monthly repayment.
Third, the required information:
Identity certificate, marriage certificate, business certificate, loan qualification certificate, use certificate, etc.
Fourth, the handling process:
Customer application → bank approval → guarantee implementation → bank loan.
Verb (abbreviation of verb) FAQ:
1. Areas where Jiangsu Bank can apply for personal business guarantee loans: Zhenjiang (urban area, Danyang), Suzhou, Lianyungang, Nantong, Wuxi, Huai 'an, etc. Other regions are opening up one after another, subject to the bank announcement.
2. If you have any questions, you can call the customer service telephone number of Jiangsu Bank at 953 19 or go to various business outlets for consultation.
Relevant information: Jiangsu Bank is a modern joint-stock commercial bank formed by the merger and reorganization of 10 city commercial banks in Wuxi, Suzhou and Nantong, Jiangsu Province.