20 13 The loan interest rate of housing provident fund has not been adjusted for the whole year, with the benchmark interest rate of 4.5% and the loan of 250,000 yuan for 20 years:

1, equal repayment of principal and interest: 158 1.62, total interest/kloc-0 129589.62；;

2. The first monthly contribution of average capital: 1979. 17, with 4 yuan decreasing every month, and total interest 1 12968.75.

If you clearly know the time of interest rate adjustment and the interest rate you are implementing in the current period, you can also set up a professional loan calculator to calculate the monthly payment yourself. Professional loan calculator, the address is as follows: /view/6ad868c2cf84b9d529ea7a4f.