I. Short-term loans

Second, medium and long-term loans

One to five years (including five years) 4.75

More than five years 4.9

2. What is the commercial loan interest rate in Tai 'an?

The commercial loan interest rate in Tai 'an is 3.25% for more than five years and 4.75% for three to five years (including five years).

Banks must review the information submitted by users who apply for housing loans. If the information submitted by users is incorrect and untrue, it is basically difficult to pass.

Banks are also relatively strict in reviewing mortgage applications.

Third, Tai 'an second home loan interest rate

Not less than 3.025% and 3.575%. According to the mortgage interest rate table of Taian Bank in 2023, the interest rate of the second set of personal housing provident fund loans remains unchanged, that is, the interest rates for less than five years (including five years) and more than five years are not less than 3.025% and 3.575% respectively. Taian is a city under the jurisdiction of Shandong Province. It is located in the middle of Shandong Province, bordering Jinan, the provincial capital, in the north, Qufu in the south, Linyi in the east and the Yellow River in the west.

4. What is the mortgage interest rate now?

1 The mortgage interest rate is the benchmark interest rate plus the floating ratio. If the benchmark interest rate is 4.9% and floating 10%, the mortgage interest rate is 4.9 %× (110%) = 5.39%. After the loan, the floating ratio will not affect the borrowed house payment, but the benchmark interest rate will. The benchmark interest rate will change at any time, but the interest rate increase or discount will always follow the loan until it is repaid.