The minimum down payment should be about 20% of the car payment, which depends on your car dealer's policy of contacting the loan company. For example, if you pay 1.4 million, you will pay 40%. For example, if you pay 5.6% interest for six months, the monthly interest will be around 344. 1 year, it is estimated that car loans can be calculated online. The longer you borrow money, the higher the interest. It is really not cost-effective to borrow money to buy a car. Your monthly salary is 3800 yuan, plus loan, gas fee, parking fee and living expenses. It is not easy for you to maintain a car. Actually, you don't need to buy the model of 13. I bought the 12 model two years ago. Naked cars cost 29,000, and all odds and ends including insurance cost about 38,000. F0's car is like that, not walking. At present, the battery car rented in Chengdu is 654.38+0 million yuan a year, and there is no other cost, regardless of insurance, engine oil and maintenance. But we don't know if there is this kind anywhere else.