Breeding insurance is mainly for large-scale livestock and poultry to bear the liability for compensation when they suffer from specific natural disasters or accidents in the breeding process.
Other rural insurance includes rural property insurance, rural liability insurance, rural traffic insurance, rural engineering insurance, safety insurance for migrant workers and farmers, and rural health insurance. Property insurance for leading enterprises in agricultural industrialization includes property insurance for grain, timber, medicine, meat and dairy products processing enterprises.
Agricultural industrialization radiates a series of insurance for order farmers, including order agriculture, agricultural loan contract, agriculture-related responsibility and agriculture-related transportation insurance. In order to improve the ability of agricultural insurance in disaster exploration and claim settlement, and better serve agriculture, countryside and farmers, the Institute of Engineering Technology of Anhua Agricultural Insurance Co., Ltd. independently developed the "Anhua UAV Disaster Exploration System" after nearly two years of hard public relations.
The system has been used many times in the agricultural insurance disaster investigation in six provinces, municipalities and autonomous regions, such as Inner Mongolia, Jilin, Liaoning, Shandong, Qingdao and Beijing, which are underwritten by Anhua Agricultural Insurance Company, and has achieved great success. Its successful development can make disaster assessment and loss assessment more quickly, accurately and efficiently. It can not only improve the service level of agricultural insurance, but also provide technical support and guarantee for developing crop insurance in a large area. UAV reconnaissance ground data has high resolution, flexible data application and strong data mining ability. It can not only quickly obtain, process and evaluate agricultural losses, but also avoid human factors affecting the fairness and justice of survey results, greatly reduce the workload of survey and loss determination, reduce or even eliminate claims disputes caused by unreasonable loss determination, protect the interests of affected farmers to the maximum extent, and realize the seamless connection between disaster assessment and claims business process. The system has entered the application and implementation stage of formally integrating into the insurance claims business process.