Question 1: Is buying a house an asset or a liability? Most people think that a house is an asset, but unless you rent it out, it cannot bring in cash inflow. On the contrary, you will need certain property fees and other expenses next year. , so it is actually a liability.
As for houses, most people work hard for a home that they never actually own. Most people, after a few years, want to move to another home, each time paying off the previous one with a new long-term mortgage. In China, when buying a house, you buy a 70-year right to use it.
House prices don’t always go up. Especially since it has increased 10 times in the past 10 years. Many people are anxious to buy now because they are worried that house prices will continue to rise. But think about when the A-shares reached 5,000 points in 2007, many people were still investing in the stock market, but everyone knew what happened next.
State-owned enterprises are now vying to be the local king. Looking back at history, the last and largest wave of each round of bubbles was created by state-owned enterprises or public funds. Haha, maybe it’s because the money spent is not my own money.
In fact, the biggest cost for young people is the opportunity cost. When you buy a house, you basically buy it for the next twenty or thirty years. You don’t dare to do anything risky because you have to pay back the loan every month. If you don’t dare to do what you want to do, you will lose a lot of fun in life. You also don’t have a lot of money to invest in stocks and other investments that can increase the value of your assets.
For the sake of future freedom, I still suggest that young people should be cautious when buying a house. I feel very sad that a person can only change one house in his lifetime.
Question 2: Is buying a house now an asset or a liability? Do you need to buy a house?
It’s not necessarily a matter of opinion.
This mainly depends on whether you need it, and also whether your conditions allow you to buy a house.
You can buy a house if you really need it and everything is ready.
Notes:
One: Understand the developer’s background and qualifications. It is important to choose a strong developer. Regular developers have guarantees in terms of housing quality, contract signing, and property rights handling.
Two: The environment and supporting facilities surrounding the community. The development direction of municipal administration directly affects the appreciation of real estate.
Three: Community internal planning.
1. Whether the heating conversion station, garbage disposal room, garage entrance and exit, power distribution room and other locations have any impact on the selected house.
2. The layout of the building, the possibility of reconstruction, the impact of building spacing and lighting.
Four: Investors should analyze the ratio of the number of residences in and around the community, while owner-occupiers should consider their personal needs.
Five: Others such as area error, floor height and net height, property rights processing time, etc. have been clearly stipulated in the formal commercial housing pre-sale contract. When inspecting a house, you should check whether the interior walls, floors, roofs, doors, windows, waterproofing treatments, exterior walls, corridors, house area, and shared area are consistent with the contract.
Question 3: To buy a house with a loan, is the house an asset or a liability? You have entered into a misunderstanding. Assets are economic resources owned or controlled by enterprises, natural persons, and countries that can be measured in terms of currency, including various incomes, claims, and others.
It is more intuitive to use the formula: assets = capital + other accumulation + liabilities
In other words, liabilities are also your assets. If you do not have enough cash flow to realize your assets through loans, this Isn't it a good model? Of course, a key factor here is expectation. The reason for buying a house is because it is expected to rise, or the purchasing power of funds is expected to decrease. Just like 2000 years ago, a household with 10,000 yuan was a rich man, and at that time the purchasing power of 10,000 yuan was Today’s price is more than 2 million yuan. Under such expectations, it is worthwhile to exchange cash for assets, even liabilities.
Question 4: Is a house an asset or a liability? A house is a type of real estate and is an asset.
Question 5: Is a house bought with a loan considered an asset or a liability asset? Houses and cars are not liabilities. If you use a house, car, or other valuable things as collateral, credit , this is a liability. As for loans to buy cars and houses, they are not liabilities.
Question 6: Are the items in the following examples classified as assets, liabilities, or owners' equity? Deposits in the bank 24,000 assets (bank deposits)
Business buildings 195,000 assets (fixed assets)
Machinery and equipment 20,000 assets (fixed assets)
Use House used as warehouse 35,000 assets (fixed assets)
Warehouse finished goods 175,000 assets (inventory)
Sales payment receivable 40,000 assets (accounts receivable)
Cash at cashier's office 1,000 Assets (cash)
Warehouse semi-finished products 75,000 Assets (inventory) Payment for purchased materials 32,000 Liabilities (accounts payable)
Unpaid taxes 4,000 Liabilities (payable) Pay taxes)
Funds borrowed from banks 94,000 Liabilities (short-term borrowings)
Undistributed profits from previous years 114,000 Owners’ equity (undistributed profits)
Realized profit in one year 61,000 owners’ equity (undistributed profits)
State-owned investment 300,000 owners’ equity (paid-in capital)
Investment from external units 26,000 owners’ equity (paid-in capital) Capital) 1. The subject classification is correct. It seems that you missed a number. Assets 865,000 Liabilities 130,000 Owners’ equity 501,000 = 631,000 The difference is 234,000 2. If the external unit’s investment (i.e., owners’ equity------paid-in capital) is 260,000 (one less “0” is written), the equation becomes immediately: Assets 865000 Liabilities 130000 Owners’ equity 735000 = 865000 Assets = Liabilities Owners’ equity
Question 7: If a house with a mortgage loan appreciates in value, is this considered an asset or a liability? 20 points No matter whether there is appreciation or not, these are assets and fixed assets
Question 8: Everyone is buying a house. I would like to ask whether a house bought with a mortgage is an asset or a liability. Generally speaking, it is an asset because House prices have been rising, which is an investment. Your assets are always greater than your liabilities
The bank has a remortgage business, and you can earn a value-added difference in the middle
p>
Bank statements generally require the last 6 months.
It is divided into salary flow and cash flow. . .
Print on special bank paper, the interest settlement must be accurate, and the amount must be reached.
Mortgage, loan, visa, employment
Agency
Nationwide bank statements, hope it can help
Question 9: A house is a Is it an asset or a liability? Most people think of a house as an asset, but unless you rent it out, it cannot bring in cash inflow. On the contrary, you will need a certain amount of property fees and other expenses next year, so it is actually a liability.
When it comes to houses, most people work hard for a home they never actually own. Most people, after a few years, want to move to another home, each time paying off the previous one with a new long-term mortgage. In China, when buying a house, you buy a 70-year right to use it.
House prices don’t always go up. Especially since it has increased 10 times in the past 10 years. Many people are anxious to buy now because they are worried that house prices will continue to rise. But think about when the A-shares reached 5,000 points in 2007, many people were still investing in the stock market, but everyone knew what happened next.
State-owned enterprises are now vying to be the local king. Looking back at history, the last and largest wave of each bubble was caused by state-owned enterprises or public funds.
Haha, maybe it’s because the money spent is not my own money.
In fact, the biggest cost for young people is the opportunity cost. When you buy a house, you basically buy it for the next twenty or thirty years. You don’t dare to do anything risky because you have to pay back the loan every month. If you don’t dare to do what you want to do, you will lose a lot of fun in life. You also don’t have a lot of money to invest in stocks and other investments that can increase the value of your assets.
For the sake of future freedom, I still suggest that young people should be cautious when buying a house. I feel very sad that a person can only change one house in his lifetime.
Question 10: Are the paid utility bills and house rent classified as liabilities or owners' equity? The paid utility bills and house rent generally belong to the management expenses or costs of the unit and fall into the category of expenses. The utility bills and rent payable will form a liability for the household before they are paid.