It is difficult to get loans after power failure. With a bad credit record, it will be more difficult for borrowers to consume or operate loans in the future. As long as it is a loan, it will be affected to a certain extent Some banks will reduce the loan amount, some banks will raise the loan interest rate, and some banks will even directly reject the borrower's loan application.

Consequences of credit interruption:

1. Loan application rejected:

Once the credit is hacked, the borrower will be rejected when applying for loans such as mortgage and car loan in the bank, which will affect the improvement of the quality of life.

2. Job hunting is blocked:

Some jobs will have certain requirements for employees' personal credit. If it has been blacked out by the credit information, it is likely to be rejected by the work unit.

3. Business activity failed:

The credit status of partners is an important reference factor for business activities. If credit is hacked, it is difficult to gain the trust of partners.

4, affecting daily travel and children's education:

After the credit is blacklisted, the borrower can find that he is a faithless person when he swipes his ID card during the security check in high-speed railway station and the airport, and he can't continue to take the bus. In addition, some schools have also imposed relevant restrictions on parents' credit. After being blacklisted, children cannot enter school.