The man can add the woman's name to the loan to buy a house. This belongs to the renaming of real estate, which refers to changing the name on the house sales contract without handling the real estate license, so that the owner of real estate can transfer it by signing the contract. It should be noted that there are two special cases of renaming real estate. The first name change of real estate is that real estate belongs to the joint property of husband and wife when the marriage relationship is good. If there is only one person's name on the real estate license, you need to go through the formalities of renaming, and you can bring relevant information to the change registration window of the real estate trading center. This situation does not belong to the renaming of real estate. The second situation is that the property is renamed after the divorce property is divided. After the divorce, the husband and wife can only change their names by gift, which changes the owner of the property. The transfer of real estate refers to the procedures for the change of housing property rights obtained by means of transfer, sale, gift and inheritance. , and in the housing ownership registration center. That is, the whole process of the transfer of property rights from Party A to Party B ... Because of the different types of real estate transfer and property rights, different transfer methods and different property rights have different operation methods, and different transfer methods have different costs in the operation process. Therefore, property transfer is much more troublesome than property renaming. Article 209 of the Civil Code of People's Republic of China (PRC) establishes, changes, transfers and extinguishes the real right of immovable property, which shall take effect after being registered according to law; Without registration, it will not take effect, except as otherwise provided by law. Natural resources owned by the state according to law may not be registered. Article 210 The registration of immovable property shall be handled by the registration institution where the immovable property is located. The state implements a unified registration system for real estate. The scope, organization and method of unified registration shall be stipulated by laws and administrative regulations. Article 210 The registration of immovable property shall be handled by the registration institution where the immovable property is located. The state implements a unified registration system for real estate. The scope, organization and method of unified registration shall be stipulated by laws and administrative regulations.
2. Can the woman's name be added to the real estate certificate of the house borrowed by the man?
No names!
After buying a house by mortgage, before paying off the loan and canceling the mortgage, the housing management department will not handle any changes, including adding the woman's name; You need to pay off the loan and cancel the mortgage before you can add the woman's name ~
3. The man borrowed money to buy a house before marriage, and the loan was not paid off. He wants to add the woman's name after marriage. Is it okay?
You can't add your name until the loan is paid off.
1. A house with a loan can't live in * * * unless the bank loan is paid off in advance, because the real estate license has been mortgaged in the bank at the time of self-loan. It is impossible to handle any property rights formalities at this time.
2. Article 49 of the Guarantee Law. During the mortgage period, if the mortgagor transfers the registered mortgaged property, it shall notify the mortgagee and inform the transferee of the mortgaged property; If the mortgagor fails to notify the mortgagee or assignee, the transfer is invalid.
3. Because the increase or decrease of the name of the mortgaged property affects the mortgage risk of the mortgagee, a number of people can be added only by the 80 yuan registration fee between husband and wife, and related parties or unrelated parties other than husband and wife can only add * * * people by buying and selling shares. Specific process: 1) Apply to the bank for prepayment. 2) Make advance payment and obtain settlement vouchers, other warrants and other information. 3) Take the information issued by the bank, the real estate license and the property owner's ID card to the Housing Authority's loan bank to go through the mortgage cancellation procedures. 4) The current property owner and the * * * owner bring their ID cards, household registration books and marriage certificates to the Housing Authority to go through the formalities of renaming or transferring the * * * owner. Extended data:
Husband and wife * * purchase the house during the marriage by the property agreement 1 in the property. If there is no clear agreement between husband and wife, only one party's name is written on the real estate license, which is deemed as the joint property of husband and wife. 2. If the property right purchased by both parents is registered in the name of one child, the property can be regarded as shared by both parties according to their respective parents' share of capital contribution, unless otherwise agreed by the parties. 3. The house bought belongs to husband and wife. At the time of divorce, if one party wants to have the right to use the house, it will be allocated to the other party after evaluation by the evaluation unit; If both parties want to own a house, they will bid; If neither side wants a house, the people will auction it and distribute it.
4. Property that is not owned by * * * and purchased by one parent for their children after marriage, whose property right is registered in the name of the investor's children, can only be regarded as a gift to one of their children according to the provisions of the Marriage Law, and the property should be regarded as the personal property of one spouse.
Fourth, can a man buy a house with a loan in her name before marriage?
Legal analysis: Yes. The man's personal property before marriage originally belonged to the man himself, but after marriage, he divorced with the woman's name, and the property was divided according to the husband and wife. The acquisition of housing rights must be registered. Even a house owned by an individual before marriage can be regarded as a new agreement if the spouse's name is added to the real estate license after marriage, and it should be recognized as the joint property of husband and wife.
According to the provisions of Article 12 of this Law, the following property acquired by husband and wife during the marriage relationship is the common property of husband and wife, which belongs to both husband and wife: (1) (2) income from production, operation and investment; (3) Income from intellectual property rights; (4) Inherited or donated property, except as provided for in Item 3 of Article 1063 of this Law; (5) others should be. Husband and wife have equal rights to dispose of the same property.
Article 1063 of the Civil Code: The following property is the personal property of one spouse: (1) the premarital property of one spouse; (2) The person injured by one party gives the articles for daily use specified in the contract to the other party; (5) Others shall be owned by one party.