Supplementary information:

I. Introduction to CreditEase Finance

As a shareholder of an Internet finance company, his background is Che Yi. Tencent and JD.COM. However, in terms of loan speed, the social reputation is average. Second, CreditEase's car loan lending process:

Individuals apply for loans to the platform and submit loan information, and the platform can lend money after approval. The borrower shall provide detailed proof of address and proof of income issued by the work unit. If you can't prove your income, you need to provide a business license and a bank account for about three months. The applicant has good credit information in the bank, and the borrower has paid the down payment not less than the minimum down payment. So you can apply for a credit loan. If the borrower can find a local qualified guarantee company to guarantee himself, he can also apply for a secured loan to borrow money to buy a car. CreditEase Finance is the leading Internet auto finance technology platform in China, which was established in August 2065438+2004. It is an internet auto finance platform in China, with a joint investment of more than 6 billion US dollars from Che Yi, Tencent, JD.COM and Baidu.

Third, warm tips

1. The above information is for reference only, and no loan proposal is made.

2. In the process of loan, we must pay attention to prevent risks. In order to ensure the safety of funds and prevent routine loans, it is suggested that you can verify the creditease car loan platform from the platform background, service level and market reputation. After a comprehensive understanding, you can choose a formal bank or a formal loan platform based on your own judgment, and borrow reasonably according to your actual situation.

Extended data:

Nowadays, many people have cars, which is very convenient for transportation. However, the replacement of cars is very fast. Many people are dissatisfied with their current cars and want to exchange them for a better one. But what if they don't have enough money? You can consider car loans, apply for car loans, and mortgage the vehicle registration certificate to the bank.

The process of handling mortgage car loan: choose a car at the bank's special dealer and sign a car purchase agreement or contract; The borrower applies to the loan bank for personal automobile mortgage; Sign the contract after investigation and consent; Go through the formalities of notarization and mortgage of automobiles; Bank loans; After the loan is paid off, the pledge certificate shall be cancelled and returned to the customer.