First of all, you should apply to the human resources and social departments in charge of commercial loans. This is very important, because veterans' business loans are interest-free, but banks rely on loans to support themselves, and every loan has interest. Venture loan is a preferential treatment given by the state to special groups such as retired soldiers. They enjoy a certain amount of personal interest-free loans within a fixed period of time, and the interest is borne by the government.

The second is to find a department that is responsible for the entrepreneurial loans of retired military personnel. Ex-servicemen entrepreneurship loans can be directly applied to the human resources and social security bureau where self-employed individuals and enterprises actually operate. Generally, the Office of Business Guarantee Loan of the Bureau of Employment and Entrepreneurship is responsible. You can go to the Human Resources and Social Security Bureau and directly find the department in charge of employment and entrepreneurship loans.

First, the amount and repayment period of interest-free loans for veterans.

1. According to the commercial discount loan amount provided by the whole country, the personal loan amount is between10-300,000; Partnership enterprises, the general loan amount is 500- 1 10,000; Small and micro enterprises secured loans generally do not exceed 2 million yuan.

2. The loan term is generally 2-3 years, and it will be paid off in one lump sum. Due to different local policies, the specific amount and repayment period shall be subject to the approval of relevant local departments!

Second, does the application have to be qualified as an enterprise? Besides education, what are the conditions?

1. The interest-free loan for veterans' entrepreneurship is aimed at veterans who are engaged in self-employed or economic entities and must have business licenses and other related qualifications. You also need to provide your ID card and discharge certificate (see the original and get a copy).

2. According to the preferential loan policy for veterans all over the country, most of the entrepreneurial loans directly applied by the human and social departments are small secured loans. In this way, it is more troublesome to find a guarantor. Generally, two public officials are needed to guarantee, such as civil servants, teachers and employees of public institutions. This is a very troublesome thing for many veterans.

3. Is there any channel for ex-servicemen to apply for interest-free loans without guarantee?

1. At present, there are channels to apply for unsecured interest-free loans for veterans, but they are not popular; In addition to the local policies introduced by some places, those who can take the "green channel" of entrepreneurial loans and have the highest loan efficiency should rely on local entrepreneurial incubation bases to apply for loans.