China Construction Bank does provide installment car purchase service for Longka credit card holders. Credit card holders of CCB can apply to CCB to use their own Dragon Card (excluding business card, student card, supplementary card and security card) to buy a family car at the designated dealer of cheek pouch when they agree to pay the down payment (the down payment is the net car price minus the approved amount). If approved, the actual installment amount can be evenly divided into several installments, and the cardholder will repay the loan monthly within the agreed time limit and pay a certain handling fee.

If you use CCB Longka credit card to buy a car by stages, you can enjoy the discount of CCB cooperative car factory, which is much lower than the car loan interest rate in the same period. Buying a car by installments can reach up to 500,000 yuan, and the longest installment can be repaid in 36 months.

CCB's installment car purchase business process is as follows:

1. Go to CCB to do a good job of car selection and test drive for dealers, and negotiate with dealers to determine the purchase price;

2. Show your credit card and ID card, and fill in the installment payment application form;

3. The distributor submits the customer application materials to CCB;

4. After about 3-5 working days, the cardholder will receive a notice from CCB. After the application is approved, the customer will pay the down payment to the dealer and go through the insurance and other related procedures;

5. The dealer submits the customer's payment request information to CCB, and within 2 working days, the customer will receive the notice that CCB has completed the amount adjustment, pay the installment payment at the dealer and pick up the car;

6. The customer repays the loan in monthly installments through Longka credit card.