The process for handling provident fund amortization in Suzhou is as follows:

1. Bring the original and copy of the provident fund card, the original and copy of the ID card to the bank to obtain the application form;

2. Prepare the original and copy of the bank loan contract, the latest loan monthly repayment plan and the original balance list stamped by the bank;

3. To purchase a new ordinary house, you need to provide the original house purchase contract and real estate sales invoice and a copy;

4. Bring the above information to the bank branch to handle the business, and return to submit the information after the processing is completed.

Regulations on the use of provident funds:

1. Conditions for withdrawing housing provident funds: including purchasing, constructing, renovating, and overhauling self-occupied housing; repaying the principal and interest of home purchase loans; renting housing; retirement or complete loss of work ability, etc.;

2. Housing provident fund loan policy: involving loan amount, interest rate, repayment period, loan conditions, etc.;

3. Housing provident fund transfer and continuation: when employed across regions , how to transfer the amount of the original housing provident fund account to the new provident fund account;

4. Housing provident fund payment ratio: Different cities have different payment ratio regulations, which are usually determined by employees and units *** Pay and deposit at the same time;

5. Annual liquidation of housing provident fund: The housing provident fund account is liquidated every year to ensure that the account information is accurate.

To sum up, the process for handling provident fund amortization in Suzhou includes bringing the provident fund card, ID card, bank loan contract, loan monthly repayment plan and balance list and other relevant originals and copies, as well as the house purchase contract and Take the real estate sales invoice (such as purchasing a new ordinary house) to a bank branch to fill out the application form, submit the information and complete the business process.

Legal basis:

"Housing Provident Fund Management Regulations"

Article 6

The deposit and loan interest rates of the housing provident fund are determined by the Chinese people The bank proposed to submit to the State Council for approval after seeking opinions from the construction administrative department of the State Council.