The mortgage interest rate for buying a house in 20 13 years is:

Loan within six months (including six months) 5.60; 6.00 The loan lasts for six months to one year (including 1 year); Loan for one to three years (including three years) 6.15; Three to five years (including five years) loan 6.40; Loans for more than five years.

Personal provident fund loan: the interest rate for less than five years (including five years) is 4.0; More than five years is the interest rate of 4.5.

Extended data

The central bank lowered the benchmark interest rate of RMB deposits and loans on June 8, 20 12 and July 6, 20 12, respectively, but for the old mortgage customers, the interest rate adjusted on July 6, 20 13+ 1 year will not be implemented until June. Interest rates are uniformly set by the central bank and implemented by commercial banks.

Loans granted by banks to natural persons with full capacity for civil conduct for the purchase of self-occupied houses are based on the purchased property houses as collateral, as a guarantee for repayment of loans and repayment of loan principal and interest on a monthly basis. It is divided into individual housing commercial loans (hereinafter referred to as commercial loans) and individual housing provident fund loans (hereinafter referred to as provident fund loans).