Not bad. I borrowed it once, but the next payment will be quick.
Second, how about Xiaoyu's trial-free loan?
Hello, Xiaoyu Fuka is a new credit loan product launched by Hubei Consumer Finance. Users can sign a loan after obtaining the quota, and the system will execute the loan after passing the loan review. But why has Xiaoyufuka been reviewing loans?
1. It is understood that the loan application submitted by Xiaoyu Fuka is limited, and the loan will only be released after the second review of fund release, that is, the loan review usually takes about two days, and the review speed depends on the borrower's qualification. The better the qualification, the faster the loan review, otherwise it will be slower.
2. Xiaoyu Fuka's loan review is conducted by the system, but some borrowers will be called back, which requires borrowers to pay attention to answering the phone at all times, otherwise the loan application will probably be ruined if they miss the call. If Xiaoyu Foca is still displayed in the loan review for more than 2 days, then the possibility of rejection is very high.
3. A big reason is that the borrower's qualifications are not enough, such as poor personal credit, or many credit loans, and frequently apply for loans and credit cards before borrowing. You know, as a consumer financial product, Xiaoyu Fuka will have stricter requirements for borrowers and will check the credit information at the credit information meeting. If the credit information is not good enough, even the loan review may be unstable.
Where the direct account is the most reliable, and compared with other loan methods, the online loan platform is convenient to apply for loans and fast to lend, but paying attention to choosing a formal platform when applying for online loans can better protect personal interests and information security. At the same time, be careful not to pay the pre-loan fee to avoid being cheated.
I recommend you to use the money flower, which is a credit service brand under Du Xiaoman Finance (formerly Baidu money flower, renamed as "money flower" in June 2065438+08). Big brands are reliable and trustworthy with low interest rates. The money is spent-full of easy loans, the maximum loan amount is 200,000 (click the official free test amount), and the daily interest rate is as low as 0.02%. It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest rate and strong security.
Share with you the application conditions for rich flowers: the application conditions for rich flowers are mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide college students with consumer installment loans. If you are a college student, please give up the application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards.
Third, how to deduct the special additional deduction for housing loans?
If you can deduct a tax for buying a house and have a mortgage repayment, you can apply for a special additional deduction for housing loans, so how is it deducted?
Special deduction shall be made according to the standard quota of 1000 yuan per month, and the maximum deduction period shall not exceed 240 months. For example, there are still 8,000 yuan left in the project (5,000 yuan is the tax threshold), then you need to have 3,000 yuan of taxable salary. If you are in the first home loan at this time, you can deduct the housing loan of 1 1,000 yuan and pay the tax of 2,000 yuan. However, taxpayers can only enjoy the first home loan interest deduction once.
How to fill in the address of the house for the special additional deduction of housing loan: fill in the detailed address of the first loan house, specifically to the building number.
Property ownership certificate number/real estate registration number/commercial housing sales contract number/corresponding number in pre-sale contract certificate, real estate registration certificate, commercial housing sales contract or pre-sale contract. If the purchased house has obtained the title certificate, fill in the title certificate number or real estate registration number; If the purchased house has not obtained the property right certificate, fill in the sale of commercial housing.
Am I a borrower? Select "Yes" or "No" according to the actual situation and tick "√" in the corresponding box. If I am a borrower, including my independent loan and "No", my spouse must be filled in the header.
Marry or not: Choose "Yes" or "No" according to the actual situation and tick "√" in the corresponding box. This situation refers to the husband's housing, and after marriage, the husband and wife choose to deduct 50% of each share. If it is left blank, it defaults toNo..
Provident fund loan | loan contract number: fill in the loan contract number of provident fund loan.
Business number: fill in the number of the housing commercial loan contract signed with the financial institution.
The loan term specified in the loan contract shall be filled in monthly.
First repayment date: fill in the first repayment date indicated in the housing loan contract.
Loan bank: fill in the name of the head office of the bank for commercial loans.